GEM General Employees of Monterey

MEMBER BENEFITS - www.perkscard.com

Perks Card Program

Save on everyday purchases at local retail stores, local restaurants, for On-line purchases, and gift cards. Savings average $2600 per year using the PerksCard benefit! Customer Service 1-877-253-7100.


Union Plus

Union Plus provides consumer benefits to members and retirees of participating labor unions. Receive discounts on a variety of items, such as; Insurances, Travel Accommodations, Low Interest Credit Cards, Computers, and Cell Phones. Also, Scholarships, Credit Counseling and Mortgage and Real-estate Programs.


PacifiCare Dental Insurance
Access low cost dental insurance through PacifiCare, including orthodontic coverage! This HMO plan has premiums of $23.14 per month (member only), and $40.78 for family coverage. Enrollment forms and monthly premiums are submitted to the Local Union office. For Benefits and Copayments, see PacificCareDental142 (PDF). List of Providers online.


American Income Life Insurance
American Income Life (AIL) offers members a free $3,000 AD&D Insurance Policy. Members must sign a beneficiary card provided by a representative of AIL to be eligible. Additional products such as Whole & Term Life Insurance, Accident & Hospital, Cancer, Critical Illness, and Terminal Illness coverages are available optionally. Many of these plans offer Strike premium and Layoff premium waivers! Contact AIL Representative Mark Gagliardi at (888) 252-3550 x 224.